Harborfront Financial Group


Financial / Retirement Services


Harborfront Financial Group specializes in independent, professional financial guidance. Our consultants offer access to securities through LPL Financial, the largest independent broker/dealer in the country based on total revenues, as reported in Financial Planning magazine, June 1996-2018. We help individuals and businesses with investment guidance in areas such as retirement plans, IRA's, college savings and many other investment programs.

Owners Richard Ruba and Raymond Janish formed Harborfront Financial in 2005 with the goal of assisting our clients in every aspect of their financial lives. In November 2006, Elizabeth De Kuiper joined her practice into Harborfront Financial. Rick and Ray are LPL Registered Principals and have 26 and 22 years of experience, respectively. Beth is working in her 18th year as a Registered Representative and is registered with LPL Financial.

We provide the most personal service available thus earning a reputation for excellence in our industry. For each of our clients we strive to help create financial stability and security to provide financial independence.

Securities offered through LPL Financial, Member FINRA/SIPC.

Additional Info

Investment Strategy

Retirement Planning

College Savings Plans

Life Insurance


Raymond Janish

Beth DeKuiper
LPL Investment Advisor

Sara Kronlein

Rick Ruba

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